impacts every area of a person's life

Financial Illiteracy is the #1 Economic Crisis in the World

More than 5 billion people around the world can’t answer basic questions about money.*
Can you?
Take the HowMoneyWorks® Challenge
* "The New Social Contract," Aegon, 2021

Stand in our way

Scarcity of Financial Education

There is both a void of effective material and a lack of trained educators. This prevents the vast majority from learning the financial concepts and strategies they need to know.

Only 21 out of 50 states require high schools to teach at least one class in personal finance.

Source: "Survey of the States," Council for Economic Education, Feb 2020
The Financial Industry Itself

A financially illiterate society is easily taken advantage of by those who know how to leverage the ignorance and foolishness of others to construct their own wealth.

The average American adult spends more than $5,000 on unnecessary items each year—like lottery tickets, lattes, and fast food—and over half of them have less than $1,000 in a savings account.

To combat these two forces,
We're building an army of


who are equipped to teach financial literacy in communities all over the world—starting with North America.


Almost 10,000 licensed agents

The WealthWave team has leaders in all 50 states, Puerto Rico, and Canada, who have now reached approximately 250,000 individuals with financial literacy training.

Next Milestone

100,000 licensed agents

At critical mass, our expanding team of educators will run daily financial literacy classes in all major cities, creating a surge of education that will begin to elevate national statistics on financial literacy.

Our Mission

To eradicate financial illiteracy worldwide so families can dream again.

All successful missions start with a clear vision and the right leaders who are just as experienced and capable as they are passionate and persistent. WealthWave has the clear vision and the core leaders to accomplish its mission.

Make contact to explore how you can get involved:

Brooklyn Rains
Brooklyn Rains
Call or Text:
(256) 605-9017

Yes, we use the term “army” because we need boots on the ground. But make no mistake—it’s also because our mission is a battle to help the little guy win against a powerful industry that very often puts itself first.

Steve Siebold
How Money Works Book Spread
Such an ambitious mission demands a state-of-the-art

Education System

We evaluated every qualified financial literacy program available. We found that not a single education system on the market today met the list of criteria necessary to effectively educate the public on a wide scale.

So we created our own.

HowMoneyWorks® meets 100% of our financial literacy criteria:

  • Engagement

    Visuals, storytelling, and humor are used to help capture and hold the attention of a non-financial audience.

  • Discovery

    Bite-sized content widgets invite the audience to switch between reading, viewing, listening, and interacting.

  • Clarity & Simplicity

    Concepts and principles are highly accessible, explained at a 5th grade level using a linear, straightforward approach.

  • Up-to-Date

    Fundamental principles are applied using strategies that are current and effective in todayʼs world and economy.

  • Honesty

    The material deals with the topics of consumer responsibility, the cost of financial ignorance, and the threats from a shrewd industry.

  • Strategy

    The program provides a practical, step-by-step action plan to achieve financial security and independence.

Contact me.

Brooklyn Rains

Brooklyn Rains

6475 East Johns Xing
Johns Creek, GA 30097